Do not diamond ring after 90?
"The diamond is better than the 'marriage three gold', gold can still be circulated." After 90, the girl held a gold necklace and said to her boyfriend.
Recently, the survey found that many 90s have begun to enter the "golden treasure". Now there is more than a "mother army" to buy gold, even after 90. But there are so many gold products on the market today, and the categories of gold itself are very different. Does the gold that is bought really preserve and increase value? What kind of gold products are most worth investing in?
Investing in gold jewelry is greatly discounted
At the beginning of this year, the international gold price soared, and the aunts began to snap up gold. Most people only see the word "gold". They don't care whether they buy gold jewelry, gold crafts, or investment gold bars or craft bars. But if you want to invest in gold jewelry and crafts, you will lose money.
At present, gold investment is mainly divided into physical gold, gold T+D, paper gold, spot gold, international spot gold (commonly known as London gold), futures gold, gold advance payment, and people's livelihood gold. These 8 kinds of popular gold investment forms. The gold that the aunts snapped up mainly refers to the physical gold. Let's not say that the purchase of physical gold is difficult to distinguish between true and false, and the quality of the color is different. It is not easy to distinguish. If you buy a pure investment gold bar, the cash is changed, the investment value is very high. May be greatly discounted.
Because gold jewelry is a kind of consumer goods, the processing cost is high, the weight is small, and the consumption of human wear and tear will depreciate itself. Even if it is a brand new gold jewellery, it can only be calculated on the basis of gold raw materials. In addition, the handling fee is deducted, the formalities for redemption are complicated, and the investment value is actually very low. If you purchase the jewelry gold of a famous jewelry store, the additional brand fee and design process fee will be higher.
Isn’t it good to buy gold bars? In fact, the gold bars on the market are also divided into gold bars and craft bars. The investment gold bars are usually cast by moulds and then laser engraved. Like the gold stocks of the gold exchange, there is no additional processing and the shape is simple.
The other type is craft gold bars, which are exquisite in appearance and often commemorative subjects, such as the zodiac gold bars, the Lunar New Year gold bars, the Olympic gold bars, and the World Expo gold bars. This kind of gold bar will be counted as a craft production fee when it is sold, so it will not be calculated solely by the price of gold. Many investors believe that these commemorative gold bars are more collectible and beautiful in appearance, so they would rather spend more expensive money to buy, but they still can only calculate the price of gold raw materials when recycling gold bars.
In fact, gold collectors with investment needs should give priority to investment gold bars and bRICs. They are not only uniform in color, but also easier to identify, and have better circulation and recycling. They are standardized investment products. It should be noted that investors are advised to purchase high-color gold products with a gold content of 99.99%, which is commonly known as “100 million goldâ€.
Panda gold coin investment advantage is obvious
As an ordinary investor, there is a general lack of systematic financial knowledge. It is unheard of for many gold investment methods, or it is difficult to operate. For example, gold T+D, which trades at a leverage ratio of 1:5, uses a combination of trading, and has no spreads; futures gold is a futures contract with the gold price of the international gold market at a certain point in the future. Gold advance payment is 25 times or 50 times leverage, and only 2% or 4% of the advance payment can be used to realize the sale of the gold standard contract. With so many restrictions, many investors have naturally stayed away.
If you don't understand these investment methods, collecting panda gold coins may be easier. As a series of gold coins issued by the People's Bank of China since 1982, it has been issued for 33 years, and is divided into general gold coins and refined gold coins according to the quality of casting, which is positioned as investment gold coins. It is the world's top five investment gold coins with the South African Fogel Gold Coin, the Canadian Maple Leaf Gold Coin, the American Eagle Ocean Gold Coin, and the Australian Kangaroo Gold Coin. It is a famous brand product in the contemporary Chinese precious metal commemorative coin.
This series of gold coins has a superb craftsmanship and a first-class design. It has won many world-class coinage awards. According to experts, investing in panda gold coins has several obvious advantages:
First of all, its premium rate is low, and its market price is basically in line with the price of gold on the international market. Take the 2010 version of the one-ounce Panda common gold coin as an example. Its latest market price is 8,600 yuan, which is close to the price of gold in the international market. Compared with the gold ornaments or commemorative gold bars sold by some gold stores, the premium rate is the least. .
At the same time, gold coins are highly purified. The production of Panda's general gold coins is quite demanding on gold raw materials, so the quality is unquestionable.
In addition, this gold coin has a large investment area. Because Panda Gold has more specifications, 1/20 ounces, 1/10 ounces, 1/4 ounces, 1/2 ounces, and 1 ounce, investors can invest on demand according to their individual asset allocation. Take the 2010 version of the 1/20 oz Panda common gold coin as an example. The market price is 520 yuan, which is acceptable to ordinary investors.
According to the incomplete statistics of the Yachang auction network, the price of the panda gold coins made in recent years is quite impressive: as shown on November 26, 2014, at the China Guardian 2014 Autumn Stamps Coin auction, “The People’s Bank of China issued a set of five panda gold coins in 1999. "The price is 40,250 yuan; the lower price is also worth 10,000 yuan. For example, on December 14, 2015, Shanghai Jiahe 2015 Autumn and 5th Anniversary Auction, "2003 Panda Commemorative Gold and Silver Coin 4" was taken 10350 yuan.
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